Compare Business Accounts
| Simple Business Checking | Classic Business Checking | Ultimate Business Checking | |
|---|---|---|---|
| Best For: | Small businesses with limited check writing and deposit activity. | Small businesses that don’t originate ACH or deposit electronically. | Small to medium size businesses that wish to originate ACH files and/or make deposits electronically. |
| Maintenance Fees: | $9.75 monthly maintenance fee unless the account holder maintains a $2,500.00 average daily balance. | $15.00 monthly maintenance fee that may be offset by an earnings credit. | $35.00 monthly maintenance fee that may be offset by an earnings credit.
$50.00 monthly Positive Pay service fee for check fraud detection that may be offset by an earnings credit. |
| Activity Fees: | First 50 transactions (check/debit/deposited item) no charge. $0.50 for each item over 50 per month. | $0.20 for each check/debit, deposited item fee of $0.075 for on-us, $0.105 local. | $0.20 for each check/debit, deposited item fee of $0.105. |
| eServices: | iBizBank Desktop & Mobile– no ACH services, includes tiered employee access, and Bus iBillPay. No security token used at login. | iBizBank Desktop & Mobile– no ACH services, includes tiered employee access, and Bus iBillPay. No security token used at login. | iBizBank Desktop & Mobile includes ACH services, tiered employee access, Bus iBillPay, and eXpressDeposit. A security token is used at login. |